Brokers Profile
Reviewed by Experts Updated 9/21/2026

HFM vs ACY Securities: Which Broker Wins in 2026?

HFM and ACY Securities are both established forex and CFD brokers, but they cater to different types of traders. HFM stands out with a rock-bottom $5 minimum deposit and broader regulation, while ACY Securities appeals to traders prioritizing ASIC oversight. Here's our full head-to-head breakdown.

OVERALL WINNER
H

HFM

3.8 / 5Score: 3 / 3

HFM delivers a rare combination of ultra-low entry cost, tight spreads, and robust multi-jurisdiction regulation that few competitors can match.

Min deposit
$5
Max leverage
1:2000
Spread from
0 pips
Regulators
FCA, CySEC, FSCA
AS

ACY Securities

3.2 / 5Score: 0 / 3

ACY Securities leans on strict ASIC oversight and a streamlined MT4/MT5 offering for traders who prioritize regulatory simplicity over bells and whistles.

Min deposit
$50
Max leverage
1:500
Spread from
0 pips
Regulators
ASIC
Overall Winner
HFM
Best for Beginners
HFM
Lowest Fees
HFM
Top Regulation
HFM

Side-by-side comparison

Core features compared head-to-head.

Feature
H
HFM
AS
ACY Securities
Overview
Rating3.8 / 53.2 / 5
Founded20102011
HeadquartersLimassol, CyprusSydney, Australia
RegulationFCA, CySEC, FSCAASIC
Fees & Limits
Min Deposit$5$50
Spreads From0 pips0 pips
Commission$3/lot$3/lot
Max Leverage1:20001:500
Platforms & Markets
Trading PlatformsMT4, MT5, Proprietary MobileMT4, MT5
Markets OfferedForex, Cfd, Stocks, Indices, Commodities, CryptoForex, Cfd, Indices, Commodities, Crypto

Trading & non-trading fees

Min Deposit

HFM

$5

ACY Securities

$50

Spreads From

HFM

0 pips

ACY Securities

0 pips

Commission

HFM

$3/lot

ACY Securities

$3/lot

Deposit Fees

HFM

None

ACY Securities

None

Withdrawal Fees

HFM

None

ACY Securities

None

Pros & cons

H

HFM

Pros

  • Industry-low $5 minimum deposit makes it exceptionally accessible for new traders
  • Tight spreads starting from 0 pips help minimize trading costs
  • Extremely flexible leverage of up to 1:2000 for those who want aggressive position sizing
  • Triple regulatory oversight from FCA, CySEC, and FSCA adds a strong layer of trust
  • No deposit or withdrawal fees means more of your capital stays in your account
  • Wide selection of six asset classes gives traders diverse portfolio options
  • Long operating history since 2010 demonstrates industry longevity and stability

Cons

  • Extremely high leverage options can pose significant risk for inexperienced traders
  • Proprietary mobile app may lack some advanced features found on third-party platforms
  • Commission of $3/lot still applies despite low spreads on certain account types
  • FSCA regulation is considered less strict than top-tier authorities like the FCA
AS

ACY Securities

Pros

  • Strong single-tier regulation from ASIC, a well-respected financial authority
  • No deposit or withdrawal fees keeps funding transactions cost-free
  • Reliable and familiar MT4/MT5 platform support for experienced traders
  • Established broker with operating history dating back to 2011
  • Competitive spreads starting from 0 pips on select account types
  • Sydney-based headquarters offers transparency for Australia-focused traders

Cons

  • Higher $50 minimum deposit creates a bigger barrier to entry than competitors
  • Lower overall rating (3.2/5) compared to industry-leading alternatives
  • Maximum leverage of 1:500 limits flexibility for aggressive traders
  • No proprietary mobile platform, relying solely on third-party MT4/MT5 apps
  • Single regulatory license offers less jurisdictional diversification than multi-licensed brokers

Our expert verdict

Editor's verdict

Overall winner HFM
Lowest fees HFM
Best regulation HFM
Better for beginners HFM

HFM is the clear overall winner in this comparison, earning a 3.8/5 rating versus ACY Securities's 3.2/5 on our independent scoring system. HFM's key advantages include a dramatically lower $5 minimum deposit, higher leverage up to 1:2000, and broader triple-jurisdiction regulation through the FCA, CySEC, and FSCA. ACY Securities remains a respectable alternative for traders who specifically value single-tier ASIC regulation, but for most traders — especially beginners and cost-conscious investors — HFM presents the stronger overall package.

Regulation & Safety

HFM operates under three separate regulatory licences — the FCA, CySEC, and FSCA — giving traders a diversified layer of protection across multiple jurisdictions. This multi-regulatory structure means HFM can offer tailored account conditions depending on a trader's region while maintaining oversight standards in each.

ACY Securities, by contrast, is regulated solely by ASIC, one of the world's most respected tier-1 financial authorities. While a single regulator can mean a more focused compliance structure, it also means less jurisdictional flexibility compared to HFM's broader coverage.

Both brokers meet credible regulatory thresholds, so neither should raise major safety red flags. That said, HFM's three licences edge out ACY Securities's single license when it comes to overall regulatory diversification.

Fees, Spreads & Commissions

Both brokers advertise spreads starting from 0 pips, putting them on equal footing at the headline level. Commission structures are also identical, with both charging $3 per lot on relevant account types.

Where HFM pulls ahead is in accessibility-related costs. With a $5 minimum deposit compared to ACY Securities's $50, HFM allows traders to start live trading with far less upfront capital at risk.

Neither broker charges deposit or withdrawal fees, which is a welcome feature for traders who want to avoid erosion of their capital through funding transactions. Overall trading costs will likely come down to live spread conditions and execution quality rather than headline commission rates.

Minimum Deposit & Accessibility

HFM's $5 minimum deposit is remarkably low and positions it as one of the most accessible brokers for beginners or traders wanting to test strategies with minimal financial commitment. This low barrier to entry is a significant differentiator in this comparison.

ACY Securities requires a $50 minimum deposit, which while still reasonable by industry standards, is ten times higher than HFM's requirement. For traders on tight budgets, this difference can be a decisive factor.

Both brokers keep the account opening process straightforward, but HFM's lower financial threshold makes it easier for a wider range of traders — particularly newcomers — to get started.

Trading Platforms & Tools

HFM supports MT4, MT5, and an additional proprietary mobile trading app, giving traders three distinct ways to access the markets. This extra proprietary option can appeal to traders who want a more tailored mobile experience beyond standard MetaTrader apps.

ACY Securities sticks to the tried-and-tested MT4 and MT5 platforms without offering a proprietary alternative. For many traders, this is not necessarily a drawback, as MetaTrader platforms remain the global standard with extensive third-party tool support.

Traders who value platform variety may lean toward HFM, while those who prefer sticking strictly to MetaTrader's ecosystem will find ACY Securities perfectly capable.

Leverage & Risk Flexibility

HFM offers leverage up to 1:2000, among the highest available in the retail forex space, appealing to experienced traders who want maximum capital efficiency. This level of leverage requires careful risk management, as losses can be magnified just as significantly as gains.

ACY Securities caps leverage at a more conservative 1:500, which aligns closely with standards seen among many ASIC-regulated brokers. This lower ceiling may actually suit risk-averse traders better, reducing the temptation toward overleveraged positions.

Ultimately, the leverage comparison comes down to trader preference and risk appetite rather than a clear-cut advantage for either broker.

Market Selection & Asset Diversity

HFM provides access to six distinct asset classes: forex, CFDs, stocks, indices, commodities, and cryptocurrencies. This breadth makes it a strong choice for traders who want to diversify across multiple markets from a single account.

ACY Securities offers five asset classes, covering forex, CFDs, indices, commodities, and crypto, but notably excludes individual stock CFDs. Traders specifically interested in stock trading will find HFM's offering more complete.

For most multi-asset traders, HFM's slightly broader market coverage provides more flexibility without needing to open accounts elsewhere.

Verdict summary

The bottom line — category winners and our final pick based on ratings.

Editor's verdict

HFM wins overall

HFM edges out ACY Securities overall based on our expert rating score.

H

Highest Rated

HFM

3.8 / 5 / 5

Visit HFM

Category winners

  • Overall winner

    Based on overall expert rating (3.8/5).

    HFM
  • Better for beginners

    Stronger onboarding and educational resources.

    HFM
  • Lower trading costs

    More competitive spreads and baseline commissions.

    HFM
  • Stronger regulation

    Higher trust based on tier-1 regulatory oversight.

    HFM

Frequently asked questions

Risk warning: Trading CFDs and forex involves significant risk of loss and is not suitable for all investors. Please consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

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