Fineco Bank and RHB Securities both offer zero-minimum-deposit accounts, but they target very different trader profiles. Our independent research gives Fineco Bank the edge overall, scoring 3.5/5 versus RHB Securities's 3.3/5, thanks to broader market access and tier-1 European regulation.
A multi-asset European banking-broker hybrid offering six markets under one roof with zero-pip spreads and no minimum deposit.
A long-established Malaysian brokerage offering ultra-low per-lot commissions for traditional stock, bond, and fund investors.
Same category, top-tier regulation, and it's currently accepting new traders.
See What Makes It DifferentCore features compared head-to-head.
| Feature | FB Fineco Bank | RS RHB Securities |
|---|---|---|
| Overview | ||
| Rating | 3.5 / 5 | 3.3 / 5 |
| Founded | 1999 | 1994 |
| Headquarters | Milan, Italy | Kuala Lumpur, Malaysia |
| Regulation | Consob, FCA, Banca d'Italia | SC Malaysia, MAS |
| Fees & Limits | ||
| Min Deposit | $0 | $0 |
| Spreads From | 0 pips | 0 pips |
| Commission | $2.95/lot | $0.1/lot |
| Max Leverage | 1:5 | 1:2 |
| Platforms & Markets | ||
| Trading Platforms | Proprietary Web, Proprietary Mobile, PowerDesk | RHB TradeSmart, RHB Mobile |
| Markets Offered | Stocks, Etf, Cfd, Forex, Crypto, Indices | Stocks, Etf, Bonds, Funds |
Fineco Bank
$0
RHB Securities
$0
Fineco Bank
0 pips
RHB Securities
0 pips
Fineco Bank
$2.95/lot
RHB Securities
$0.1/lot
Fineco Bank
None
RHB Securities
None
Fineco Bank
None
RHB Securities
None
Fineco Bank is our recommended pick in this comparison, scoring 3.5/5 versus RHB Securities's 3.3/5. Both brokers carry solid regulatory backing, but Fineco Bank pulls ahead with a wider market selection spanning six asset classes, zero-pip spreads, and multi-platform flexibility. RHB Securities remains a credible alternative for traders anchored to Southeast Asian markets or who specifically need RHB's localized brokerage infrastructure, but for most global traders, Fineco Bank delivers the stronger all-round package.
Both brokers operate under reputable regulatory frameworks, giving traders a baseline of confidence in fund safety and operational transparency. Fineco Bank is overseen by Consob and Banca d'Italia in its home market of Italy, with additional FCA oversight in the UK, giving it three layers of tier-1 regulatory coverage.
RHB Securities, headquartered in Kuala Lumpur, is regulated by the Securities Commission Malaysia and holds licensing recognition tied to MAS in Singapore. This makes it a strong choice for traders operating within the Southeast Asian regulatory ecosystem.
On pure licence count and geographic diversification, Fineco Bank edges ahead with three regulators compared to RHB's two. Both are considered tier-1 in their respective jurisdictions, so safety-conscious traders can feel reasonably secure with either broker.
Both brokers advertise spreads starting from 0 pips, putting them on equal footing for headline pricing. The real differentiator lies in commission structure: Fineco Bank charges $2.95 per lot, while RHB Securities charges a markedly lower $0.1 per lot.
Neither broker imposes deposit or withdrawal fees, which is a welcome feature for cost-conscious traders who want to avoid hidden account maintenance charges eating into returns.
For high-frequency or high-volume traders, RHB Securities's near-negligible per-lot commission could translate into meaningful savings over time. However, Fineco Bank's broader product suite may offset the slightly higher commission for traders who value market diversity over micro-level cost savings.
Neither broker requires a minimum deposit, making both accessible to beginner traders or those testing strategies with smaller capital. This $0 threshold removes a common barrier to entry that many global brokers still impose.
Leverage is where the two diverge sharply. Fineco Bank offers up to 1:5 leverage, while RHB Securities caps out at 1:2. Traders seeking more flexibility to size positions will find Fineco Bank's structure more accommodating, though both remain conservative compared to offshore forex-focused brokers.
Fineco Bank supports a trio of platforms: its Proprietary Web terminal, a Proprietary Mobile app, and the advanced PowerDesk suite designed for active traders who need deeper charting and order management tools.
RHB Securities offers RHB TradeSmart alongside RHB Mobile, a more streamlined two-platform setup focused on simplicity and core execution rather than advanced customization.
Traders who prioritize platform depth and desktop-grade analytical tools will likely prefer Fineco Bank's PowerDesk environment. Those who want a no-frills, easy-to-navigate mobile-first experience may find RHB Securities's offering sufficient for straightforward stock and fund trading.
Fineco Bank offers access to six distinct asset classes: Stocks, ETFs, CFDs, Forex, Crypto, and Indices. This breadth makes it a genuine one-stop-shop for traders who want to diversify across multiple instrument types from a single account.
RHB Securities, by contrast, focuses on four markets: Stocks, ETFs, Bonds, and Funds. This narrower but more traditional product lineup suits buy-and-hold investors or those focused on fixed-income and fund-based portfolios rather than active CFD or crypto speculation.
If market variety and multi-asset flexibility matter most to you, Fineco Bank's six-category lineup is the clear winner. RHB Securities remains relevant for investors specifically seeking bond and fund exposure within a regulated Malaysian framework.
Weighing regulation, fees, platform technology, and market breadth together, Fineco Bank earns the higher overall rating at 3.5/5 compared to RHB Securities's 3.3/5. Its combination of tier-1 multi-jurisdictional regulation, six-asset-class access, and three dedicated platforms gives it a more complete offering for the average global trader in 2026.
RHB Securities is not without merit — its rock-bottom $0.1/lot commission and longer operating history since 1994 make it appealing for cost-sensitive, traditionally-minded investors focused on Southeast Asian markets. Ultimately, your choice should hinge on whether you prioritize broad multi-asset access and higher leverage (Fineco Bank) or minimal trading costs within a regional fund/bond-focused framework (RHB Securities).
The bottom line — category winners and our final pick based on ratings.
Fineco Bank edges out RHB Securities overall based on our expert rating score.
Highest Rated
Fineco Bank
3.5 / 5 / 5
Category winners
Overall winner
Based on overall expert rating (3.5/5).
Better for beginners
Stronger onboarding and educational resources.
Lower trading costs
More competitive spreads and baseline commissions.
Stronger regulation
Higher trust based on tier-1 regulatory oversight.
Risk warning: Trading CFDs and forex involves significant risk of loss and is not suitable for all investors. Please consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
Our #1 Pick Right Now: AvaTrade
Same category, top-tier regulation, and it's currently accepting new traders.
