Avenue Securities and Cash App Investing both offer commission-free access to stocks, ETFs, and crypto from the US. But our research shows one platform pulls ahead on regulation, cost, and accessibility — here's the full breakdown.
Zero minimum deposit and triple-regulated oversight make Avenue Securities a low-barrier, high-trust entry point into stocks, ETFs, and crypto.
Cash App Investing delivers ultra-simple, mobile-only stock and crypto investing baked directly into the Cash App ecosystem.
Core features compared head-to-head.
| Feature | AS Avenue Securities | CA Cash App Investing |
|---|---|---|
| Overview | ||
| Rating | 3.4 / 5 | 3.2 / 5 |
| Founded | 2019 | 2019 |
| Headquarters | Miami, USA | San Francisco, USA |
| Regulation | SEC, FINRA, CVM | SEC, FINRA |
| Fees & Limits | ||
| Min Deposit | $0 | $1 |
| Spreads From | 0 pips | 0 pips |
| Commission | None | None |
| Max Leverage | 1:1 | 1:1 |
| Platforms & Markets | ||
| Trading Platforms | Proprietary Mobile, Proprietary Web | Proprietary Mobile |
| Markets Offered | Stocks, Etf, Crypto | Stocks, Etf, Crypto |
Avenue Securities
$0
Cash App Investing
$1
Avenue Securities
0 pips
Cash App Investing
0 pips
Avenue Securities
None
Cash App Investing
None
Avenue Securities
None
Cash App Investing
None
Avenue Securities
None
Cash App Investing
None
Avenue Securities is the stronger overall choice, earning a 3.4/5 on our independent rating versus Cash App Investing's 3.2/5. It wins on regulatory depth, zero minimum deposit, and platform variety, while Cash App Investing remains a capable, simple option for casual mobile-first investors who value Cash App's existing ecosystem.
Both brokers operate under credible US oversight, but Avenue Securities edges ahead with three regulatory licences compared to Cash App Investing's two. Avenue Securities is regulated by the SEC, FINRA, and CVM (Brazil's securities regulator), reflecting its cross-border client base and added compliance layers.
Cash App Investing, by contrast, is regulated solely by the SEC and FINRA within the United States. While this is still tier-1 regulation and perfectly adequate for most US-based retail investors, it offers less jurisdictional breadth than Avenue Securities.
Neither broker currently holds offshore or high-leverage regulatory licences, which keeps risk profiles conservative for both. For investors prioritizing multi-jurisdictional oversight, Avenue Securities has a clear structural advantage.
On headline trading costs, the two brokers are nearly identical. Both Avenue Securities and Cash App Investing advertise spreads starting from 0 pips and charge no commission on trades, making them both attractive to cost-conscious investors.
The real differentiator lies in account accessibility. Avenue Securities requires a $0 minimum deposit, meaning traders can open and fund an account with no capital barrier whatsoever. Cash App Investing requires a modest $1 minimum deposit — still low by industry standards, but technically higher than Avenue Securities.
Neither broker charges deposit or withdrawal fees, which is a strong point in favor of both platforms. For beginners testing the waters with minimal capital, Avenue Securities' zero-deposit requirement gives it a slight practical edge.
Avenue Securities supports both a proprietary mobile app and a proprietary web platform, giving traders the flexibility to manage positions from a desktop browser or on the go. This dual-platform approach suits investors who like to review charts and portfolios on a larger screen before executing trades.
Cash App Investing operates exclusively through its proprietary mobile app. This mobile-only design keeps the experience streamlined and beginner-friendly, but it limits functionality for traders who prefer desktop-based research and order management.
For investors who value platform flexibility and multi-device access, Avenue Securities' broader platform suite is the more versatile choice. Cash App Investing's simplicity, however, remains appealing for casual, mobile-first users.
Both brokers offer access to the same core asset classes: stocks, ETFs, and cryptocurrency. This parity means neither platform holds a distinct advantage in terms of raw market breadth.
Leverage is capped at 1:1 on both platforms, confirming that these are cash-account style brokers rather than margin-heavy trading venues. This is consistent with their positioning toward long-term investors rather than short-term leveraged speculators.
Given the identical market offering, the decision between the two ultimately comes down to regulation, platform access, and account minimums rather than product diversity.
Both brokers were founded in 2019, making them relatively young but established players in the US retail investing space. Avenue Securities is headquartered in Miami, USA, while Cash App Investing operates out of San Francisco, USA.
Avenue Securities' Miami base and CVM registration suggest a deliberate strategy to serve both US and Latin American clients, broadening its addressable market. Cash App Investing benefits from its integration into the wider Cash App ecosystem, which includes peer-to-peer payments and banking features.
Neither company's founding date or headquarters materially impacts day-to-day trading safety, but Avenue Securities' broader regulatory footprint does suggest a more internationally-minded compliance strategy.
After weighing regulation, fees, platform access, and account minimums, Avenue Securities earns the higher overall rating at 3.4/5 compared to Cash App Investing's 3.2/5. It wins our awards for Best Overall, Best for Beginners, Best for Low Fees, and Best for Regulation.
Cash App Investing is not a bad choice by any means — it offers the same commission-free access to stocks, ETFs, and crypto with the convenience of an already-popular app ecosystem. But for traders prioritizing lower entry barriers and stronger regulatory coverage, Avenue Securities is the more complete package.
The bottom line — category winners and our final pick based on ratings.
Avenue Securities edges out Cash App Investing overall based on our expert rating score.
Highest Rated
Avenue Securities
3.4 / 5 / 5
Category winners
Overall winner
Based on overall expert rating (3.4/5).
Better for beginners
Stronger onboarding and educational resources.
Lower trading costs
More competitive spreads and baseline commissions.
Stronger regulation
Higher trust based on tier-1 regulatory oversight.
Risk warning: Trading CFDs and forex involves significant risk of loss and is not suitable for all investors. Please consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
