D
DEGIRO
3.3 / 5Score: 2 / 3
A streamlined, FCA-regulated low-cost platform built for straightforward, no-frills investing.
- Min deposit
- $0
- Max leverage
- 1:1
- Spread from
- 0 pips
- Regulators
- FCA
Reviewed by Experts Updated 11/8/2026
DEGIRO vs SBI Securities: Which Broker Wins in 2026?
DEGIRO and SBI Securities both appeal to cost-conscious investors, but only one comes out on top in our independent testing. DEGIRO edges ahead with a 3.3/5 rating versus SBI Securities's 3.2/5, driven largely by stronger regulatory standing and tighter all-round fees.
SS
SBI Securities
3.2 / 5Score: 1 / 3
A historic Japanese brokerage offering zero-commission trading across a wider range of markets, including crypto.
- Min deposit
- $0
- Max leverage
- 1:3
- Spread from
- 0 pips
- Regulators
- FSA
Overall Winner
DEGIRO
Best for Beginners
DEGIRO
Lowest Fees
DEGIRO
Top Regulation
DEGIRO
Side-by-side comparison
Core features compared head-to-head.
| Feature | D DEGIRO | SS SBI Securities |
|---|---|---|
| Overview | ||
| Rating | 3.3 / 5 | 3.2 / 5 |
| Founded | 2013 | 1944 |
| Headquarters | Amsterdam, Netherlands | Tokyo, Japan |
| Regulation | FCA | FSA |
| Fees & Limits | ||
| Min Deposit | $0 | $0 |
| Spreads From | 0 pips | 0 pips |
| Commission | $1.75/lot | None |
| Max Leverage | 1:1 | 1:3 |
| Platforms & Markets | ||
| Trading Platforms | Proprietary Web, Proprietary Mobile | Proprietary Web, Proprietary Mobile, HyperSBI 2 |
| Markets Offered | Stocks, Indices, Commodities | Stocks, Etf, Crypto, Indices |
Trading & non-trading fees
Min Deposit
DEGIRO
$0
SBI Securities
$0
Spreads From
DEGIRO
0 pips
SBI Securities
0 pips
Commission
DEGIRO
$1.75/lot
SBI Securities
None
Deposit Fees
DEGIRO
None
SBI Securities
None
Withdrawal Fees
DEGIRO
None
SBI Securities
None
Pros & cons
D
DEGIRO
Pros
- Higher overall rating at 3.3/5 versus competitor's 3.2/5
- Regulated by the FCA, a leading tier-1 financial authority
- No deposit or withdrawal fees on transactions
- No minimum deposit barrier for new accounts
- Transparent, predictable $1.75 per lot commission structure
- Simple, clean platform experience ideal for newer investors
Cons
- Leverage capped at a conservative 1:1, limiting strategy flexibility
- Only two proprietary platforms with no third-party options
- Narrower market range excluding crypto and ETFs
- Charges a per-lot commission unlike some zero-commission rivals
- Fewer years of operating history compared to long-established rivals
SS
SBI Securities
Pros
- No per-trade commission, reducing costs for frequent traders
- Higher available leverage up to 1:3 for flexible positioning
- Broader market selection including crypto and ETFs
- Decades of established market presence since 1944
- Three platform choices, including the specialized HyperSBI 2
- No minimum deposit required to open an account
- No deposit or withdrawal fees charged
Cons
- Slightly lower overall rating at 3.2/5 versus competitor's 3.3/5
- Regulated by FSA rather than a tier-1 authority like the FCA
- Higher leverage can increase risk exposure for inexperienced traders
- Platform variety may feel complex for first-time investors
- Less globally recognized outside of the Japanese market
Our expert verdict
Editor's verdict
Overall winner DEGIRO
Lowest fees DEGIRO
Best regulation DEGIRO
Better for beginners DEGIRO
DEGIRO is the better overall choice, scoring 3.3/5 against SBI Securities's 3.2/5 on our independent rating system. DEGIRO's FCA regulation gives it an edge in investor protection, and its $1.75/lot commission structure combined with 0 pip spreads keeps trading costs predictable. SBI Securities still holds appeal for traders wanting broader market access including crypto, higher leverage up to 1:3, and the long-standing credibility of a firm founded in 1944, but it falls just short of DEGIRO in our composite scoring.
Regulation & Safety
Regulatory oversight is one of the biggest differentiators between these two brokers. DEGIRO is regulated by the FCA, a tier-1 regulator widely regarded as one of the strictest financial watchdogs globally, which typically means segregated client funds, rigorous capital adequacy requirements, and robust dispute resolution mechanisms.
SBI Securities operates under the FSA in Japan, which is a credible and well-respected regulator in its own domestic market but is generally viewed by our rating system as offering a slightly different tier of international investor protection compared to the FCA.
For traders who prioritize regulatory pedigree and want their broker overseen by one of the world's most scrutinized financial authorities, DEGIRO's FCA license is the stronger credential. This regulatory gap is a key reason DEGIRO earns the 'Best for Regulation' award in this matchup.
Fees, Spreads & Commissions
Both brokers start traders off with spreads from 0 pips, so on the surface pricing looks similar. However, the full cost picture diverges once you factor in commissions: DEGIRO charges $1.75 per lot, whereas SBI Securities charges no per-trade commission at all.
This makes SBI Securities potentially cheaper for high-frequency traders executing many small trades, since there's no flat commission eating into profits. DEGIRO's commission structure, while transparent, adds a predictable cost layer that active traders need to factor into their strategy.
Neither broker charges deposit or withdrawal fees, which is a welcome feature for cost-conscious investors on both sides. Minimum deposit requirements are also identical at $0, meaning there's no barrier to entry for new account holders choosing either platform.
Trading Platforms & Tools
DEGIRO keeps things streamlined with its Proprietary Web and Proprietary Mobile platforms, offering a clean, no-frills trading experience aimed at long-term investors rather than high-frequency scalpers.
SBI Securities goes a step further, supporting its own Proprietary Web and Proprietary Mobile apps plus the dedicated HyperSBI 2 platform, which is tailored for more active Japanese equity traders who want deeper charting and order-execution tools.
If platform variety and specialized tools matter to you, SBI Securities has a clear numerical edge with three platform options versus DEGIRO's two. However, DEGIRO's simplicity may appeal more to beginners who don't want to navigate multiple interfaces.
Market Access & Leverage
SBI Securities offers a broader range of tradable markets, covering Stocks, ETFs, Crypto, and Indices, while DEGIRO focuses on Stocks, Indices, and Commodities. For traders wanting crypto exposure under one roof, SBI Securities is the only option of the two.
Leverage also favors SBI Securities, which permits up to 1:3, compared to DEGIRO's conservative 1:1 cap. Lower leverage at DEGIRO reduces risk exposure, which may suit cautious investors, but it limits strategies for those wanting to amplify positions.
Ultimately, active traders chasing diversified asset classes and some leverage flexibility may lean toward SBI Securities, while risk-averse, buy-and-hold investors may prefer DEGIRO's more restrained approach.
Company Background & Trust
SBI Securities carries significant historical weight, having been founded in 1944 and operating out of Tokyo, Japan, giving it over eight decades of market presence and institutional trust domestically.
DEGIRO is a comparatively newer entrant, founded in 2013 and headquartered in Amsterdam, Netherlands, but has rapidly built a reputation across Europe as a low-cost investing platform.
While longevity can be a reassuring signal of stability, our overall rating system weighs regulation, fees, and platform quality more heavily than company age alone — which is why DEGIRO still edges out despite SBI Securities's much longer operating history.
Our Verdict
When all factors are weighed together, DEGIRO comes out on top with a 3.3/5 rating compared to SBI Securities's 3.2/5, taking home our awards for Best Overall, Best for Beginners, Best for Low Fees, and Best for Regulation.
That said, this is a genuinely close contest. SBI Securities remains a compelling choice for traders who specifically want crypto market access, higher leverage, zero-commission trading, or the specialized HyperSBI 2 platform.
Your ideal broker ultimately depends on your personal trading priorities — if regulatory strength and overall consistency matter most, choose DEGIRO; if market diversity and leverage flexibility matter more, SBI Securities is worth serious consideration.
Verdict summary
The bottom line — category winners and our final pick based on ratings.
Editor's verdict
DEGIRO wins overall
DEGIRO edges out SBI Securities overall based on our expert rating score.
D
Highest Rated
DEGIRO
3.3 / 5 / 5
Category winners
Overall winner
Based on overall expert rating (3.3/5).
DEGIROBetter for beginners
Stronger onboarding and educational resources.
DEGIROLower trading costs
More competitive spreads and baseline commissions.
DEGIROStronger regulation
Higher trust based on tier-1 regulatory oversight.
DEGIRO
Frequently asked questions
According to our independent rating system, DEGIRO performs better overall with a 3.3/5 score compared to SBI Securities's 3.2/5. DEGIRO's advantage stems largely from its stronger regulatory backing and consistent fee structure, though the margin between the two is relatively narrow. Your ideal pick still depends on which features matter most for your personal trading style.
Both brokers offer spreads starting from 0 pips, but their commission models differ significantly. DEGIRO charges $1.75 per lot, while SBI Securities charges no commission at all on trades. Frequent traders executing high volumes may find SBI Securities more economical, while DEGIRO's flat fee remains predictable for less frequent investors.
Neither broker imposes a minimum deposit requirement, meaning both DEGIRO and SBI Securities allow you to open an account with $0 to start. This makes both platforms accessible to beginner investors who want to start small and scale up their investment over time.
DEGIRO is regulated by the FCA, a tier-1 financial authority known for strict oversight and strong investor protections. SBI Securities is regulated by the FSA in Japan, a reputable domestic regulator but generally viewed as a different tier of international protection. This regulatory gap is the primary reason DEGIRO wins our Best for Regulation award.
DEGIRO offers a Proprietary Web platform and a Proprietary Mobile app, focused on simplicity. SBI Securities provides those same two options plus a third specialized platform called HyperSBI 2, designed for more active traders wanting deeper functionality.
SBI Securities supports crypto trading alongside stocks, ETFs, and indices, giving it a notable edge for diversified portfolios. DEGIRO, on the other hand, focuses on stocks, indices, and commodities, and does not currently offer crypto trading on its platform.
SBI Securities offers higher maximum leverage at up to 1:3, compared to DEGIRO's more conservative 1:1 cap. While higher leverage can amplify potential returns, it also increases risk exposure, so cautious investors may actually prefer DEGIRO's lower-risk structure.
Yes, there is nothing preventing you from opening accounts with both brokers simultaneously. Many investors choose to diversify across multiple platforms to take advantage of DEGIRO's regulatory strength alongside SBI Securities's broader market access and zero-commission structure.
SBI Securities has a much longer operating history, having been founded in 1944 in Tokyo, Japan, giving it over eight decades of market presence. DEGIRO is comparatively newer, founded in 2013 in Amsterdam, Netherlands, though it has quickly built a strong reputation as a low-cost investing platform across Europe.
Risk warning: Trading CFDs and forex involves significant risk of loss and is not suitable for all investors. Please consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.