Brokers Profile
Reviewed by Experts Updated 9/12/2026

EasyMarkets vs SoFi Invest: Which Broker Wins in 2026?

EasyMarkets and SoFi Invest serve very different types of investors, but only one comes out on top in our independent rating. EasyMarkets takes the overall crown at 3.6/5 thanks to broader regulation and market access, while SoFi Invest counters with rock-bottom fees and a $1 entry point.

OVERALL WINNER
E

EasyMarkets

3.6 / 5Score: 2 / 4

A globally regulated multi-asset broker built for traders who want flexibility across forex, commodities, and beyond.

Min deposit
$25
Max leverage
1:400
Spread from
0.7 pips
Regulators
CySEC, ASIC
SI

SoFi Invest

3.3 / 5Score: 2 / 4

A low-cost, beginner-friendly investing app offering razor-thin spreads and a barely-there entry barrier.

Min deposit
$1
Max leverage
1:1
Spread from
0 pips
Regulators
SEC
Overall Winner
EasyMarkets
Best for Beginners
SoFi Invest
Lowest Fees
SoFi Invest
Top Regulation
EasyMarkets

Side-by-side comparison

Core features compared head-to-head.

Feature
E
EasyMarkets
SI
SoFi Invest
Overview
Rating3.6 / 53.3 / 5
Founded20012012
HeadquartersLimassol, CyprusSan Francisco, USA
RegulationCySEC, ASICSEC
Fees & Limits
Min Deposit$25$1
Spreads From0.7 pips0 pips
CommissionNoneNone
Max Leverage1:4001:1
Platforms & Markets
Trading PlatformsProprietary Web, Proprietary Mobile, MT4Proprietary Web, Proprietary Mobile
Markets OfferedForex, Cfd, Stocks, Indices, Commodities, CryptoStocks, Crypto, Indices

Trading & non-trading fees

Min Deposit

EasyMarkets

$25

SoFi Invest

$1

Spreads From

EasyMarkets

0.7 pips

SoFi Invest

0 pips

Commission

EasyMarkets

None

SoFi Invest

None

Deposit Fees

EasyMarkets

None

SoFi Invest

None

Withdrawal Fees

EasyMarkets

None

SoFi Invest

None

Pros & cons

E

EasyMarkets

Pros

  • Backed by two respected regulators for added trader protection
  • Offers significantly higher leverage than SoFi Invest's 1:1 cap
  • Supports MT4 for traders who rely on automated strategies and custom indicators
  • Wider market coverage spanning forex, CFDs, commodities, and crypto
  • No commission charged on trades
  • Long-established broker with a track record dating back to 2001
  • No deposit or withdrawal fees on transactions

Cons

  • Higher minimum deposit than SoFi Invest at $25
  • Spreads start wider at 0.7 pips versus SoFi Invest's 0 pips
  • Higher leverage introduces additional risk for inexperienced traders
  • Not available to US-based traders due to regulatory scope
SI

SoFi Invest

Pros

  • Extremely low $1 minimum deposit lowers the barrier to entry
  • Tighter headline spreads starting from 0 pips
  • No commission charged on trades
  • Simple, streamlined platform ideal for new investors
  • No deposit or withdrawal fees
  • Straightforward regulatory oversight under the SEC

Cons

  • Limited to just three market categories: Stocks, Crypto, and Indices
  • No leverage available, capped strictly at 1:1
  • Lacks MT4 or third-party platform support
  • Single regulatory licence compared to EasyMarkets' two
  • Narrower overall market access limits diversification

Our expert verdict

Editor's verdict

Overall winner EasyMarkets
Lowest fees SoFi Invest
Best regulation EasyMarkets
Better for beginners SoFi Invest

EasyMarkets is our overall recommended pick, scoring 3.6/5 against SoFi Invest's 3.3/5 in our independent rating. EasyMarkets pulls ahead thanks to tier-1 dual regulation, a wider spread of tradable markets including forex and commodities, and considerably higher leverage of up to 1:400. SoFi Invest still earns its place for cost-conscious beginners, offering a $1 minimum deposit and spreads from 0 pips, but its single-regulator status and narrow product range limit it to a more casual, US-focused investing audience.

Regulation & Safety

EasyMarkets is regulated by both CySEC and ASIC, giving it dual tier-1 oversight across European and Australian jurisdictions. This layered regulatory structure typically means stricter capital requirements, segregated client funds, and independent dispute resolution mechanisms for traders.

SoFi Invest, by contrast, operates under a single regulator, the SEC, which oversees its US brokerage activities. While the SEC is a robust and well-respected regulator, having only one licensing body means SoFi Invest offers less redundancy for traders outside the United States.

For international traders who value multi-jurisdictional protection, EasyMarkets carries an edge with its broader regulatory footprint. SoFi Invest remains a safe choice specifically for US-based investors comfortable operating under a single domestic regulator.

Fees, Spreads & Commissions

Cost is where SoFi Invest genuinely shines. With spreads advertised from 0 pips and zero commission, it presents an extremely competitive fee structure for straightforward stock and crypto trading.

EasyMarkets, meanwhile, starts spreads at 0.7 pips with no commission charged either. While slightly wider than SoFi Invest's headline figure, EasyMarkets' fixed-spread model can actually offer more predictability during volatile market sessions, which is valuable for forex and CFD traders.

Neither broker charges deposit or withdrawal fees, which is a welcome point of parity. Overall, budget-focused traders dealing primarily in equities may prefer SoFi Invest's tighter raw spreads, while active forex traders may value EasyMarkets' fixed-spread stability more highly.

Minimum Deposit & Accessibility

SoFi Invest requires just a $1 minimum deposit, making it one of the most accessible platforms for new investors testing the waters with minimal capital at risk.

EasyMarkets requires a comparatively higher $25 minimum deposit. This is still a low barrier to entry by industry standards, but it sits noticeably above SoFi Invest's near-zero threshold.

If your priority is starting to invest with the smallest possible upfront commitment, SoFi Invest is the more accessible of the two. However, $25 remains an entirely manageable figure for most beginner traders as well.

Trading Platforms & Tools

EasyMarkets supports its own Proprietary Web and Mobile platforms alongside the industry-standard MT4, giving traders access to advanced charting, automated expert advisors, and a familiar interface used globally.

SoFi Invest offers only its Proprietary Web and Mobile platforms, without support for MT4 or other third-party trading software. This keeps the experience simple and streamlined but limits flexibility for more technically driven traders.

Traders who rely on custom indicators, algorithmic strategies, or multi-broker MT4 setups will find EasyMarkets far more accommodating. SoFi Invest's platform suits investors who prefer a clean, no-frills interface for straightforward buy-and-hold investing.

Market Range & Leverage

EasyMarkets provides access to six market categories: Forex, CFDs, Stocks, Indices, Commodities, and Crypto. Combined with leverage of up to 1:400, this makes it a genuinely versatile platform for active traders across multiple asset classes.

SoFi Invest covers just three categories: Stocks, Crypto, and Indices, with leverage capped at 1:1, meaning no margin trading is available. This structure suits long-term investors rather than active leveraged traders.

If diversification across forex, commodities, and CFDs matters to your strategy, EasyMarkets is clearly the more capable platform. SoFi Invest is better suited to conservative, cash-based investing without leverage exposure.

Our Verdict

EasyMarkets earns our recommendation as the stronger all-round broker, driven by its dual regulation, wider market selection, MT4 support, and higher leverage ceiling. It's the more capable platform for traders wanting flexibility and multi-asset access.

SoFi Invest remains a compelling option specifically for beginners with limited starting capital who want tight spreads on stocks and crypto without navigating leverage or complex order types.

Ultimately, your choice should hinge on your trading goals: choose EasyMarkets for a comprehensive, globally regulated multi-asset experience, or SoFi Invest if you're a cost-conscious beginner prioritizing a low-cost entry point.

Verdict summary

The bottom line — category winners and our final pick based on ratings.

Editor's verdict

EasyMarkets wins overall

EasyMarkets edges out SoFi Invest overall based on our expert rating score.

E

Highest Rated

EasyMarkets

3.6 / 5 / 5

Visit EasyMarkets

Category winners

  • Overall winner

    Based on overall expert rating (3.6/5).

    EasyMarkets
  • Better for beginners

    Stronger onboarding and educational resources.

    SoFi Invest
  • Lower trading costs

    More competitive spreads and baseline commissions.

    SoFi Invest
  • Stronger regulation

    Higher trust based on tier-1 regulatory oversight.

    EasyMarkets

Frequently asked questions

Risk warning: Trading CFDs and forex involves significant risk of loss and is not suitable for all investors. Please consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

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