Fineco Bank
A pan-European hybrid bank-broker offering six asset classes under tri-regulated oversight with zero-commission account access.
- Min deposit
- $0
- Max leverage
- 1:5
- Spread from
- 0 pips
- Regulators
- Consob, FCA, Banca d'Italia
Fineco Bank and CIMB Securities are both established, well-regulated brokers, but only one comes out on top in our 2026 analysis. Fineco Bank edges ahead with a stronger overall rating, broader market access, and tighter regulatory oversight.
A pan-European hybrid bank-broker offering six asset classes under tri-regulated oversight with zero-commission account access.
A nearly five-decade-old Southeast Asian brokerage offering ultra-low per-lot commissions for regionally focused investors.
Core features compared head-to-head.
| Feature | FB Fineco Bank | CS CIMB Securities |
|---|---|---|
| Overview | ||
| Rating | 3.5 / 5 | 3.3 / 5 |
| Founded | 1999 | 1978 |
| Headquarters | Milan, Italy | Kuala Lumpur, Malaysia |
| Regulation | Consob, FCA, Banca d'Italia | SC, MAS |
| Fees & Limits | ||
| Min Deposit | $0 | $0 |
| Spreads From | 0 pips | 0 pips |
| Commission | $2.95/lot | $0.1/lot |
| Max Leverage | 1:5 | 1:5 |
| Platforms & Markets | ||
| Trading Platforms | Proprietary Web, Proprietary Mobile, PowerDesk | Proprietary Web, Proprietary Mobile, iTrade |
| Markets Offered | Stocks, Etf, Cfd, Forex, Crypto, Indices | Stocks, Etf, Indices, Forex |
Fineco Bank
$0
CIMB Securities
$0
Fineco Bank
0 pips
CIMB Securities
0 pips
Fineco Bank
$2.95/lot
CIMB Securities
$0.1/lot
Fineco Bank
None
CIMB Securities
None
Fineco Bank
None
CIMB Securities
None
Fineco Bank is the better overall choice, earning a 3.5/5 rating compared to CIMB Securities's 3.3/5 on our independent scoring system. Fineco Bank's edge comes from its tri-regulated status (Consob, FCA, Banca d'Italia), wider market access across six asset classes, and a $0 minimum deposit with 0 pip spreads. CIMB Securities remains a credible alternative, especially for traders anchored to Southeast Asian markets who value its 1978 founding heritage and SC/MAS oversight, but it simply doesn't match Fineco Bank's breadth for most global retail traders.
Both brokers operate under tier-1 regulatory frameworks, which is reassuring for traders prioritizing capital safety. Fineco Bank is overseen by three authorities: Consob, the FCA, and Banca d'Italia, giving it a layered compliance structure spanning Italy and the UK.
CIMB Securities, meanwhile, is regulated by Malaysia's SC and Singapore's MAS, both respected regulators within the Asia-Pacific region. While both frameworks are credible, Fineco Bank's additional licence and dual-jurisdiction oversight give it a slight edge in our regulatory scoring.
Neither broker has flagged any deposit or withdrawal fees, which is a positive for both when it comes to transparent cost structures and client fund handling.
On the surface, both brokers advertise spreads starting from 0 pips, putting them on equal footing for headline pricing. However, commission structures diverge sharply: Fineco Bank charges $2.95 per lot, while CIMB Securities charges a markedly lower $0.1 per lot.
This makes CIMB Securities the cheaper option on a pure commission basis for high-frequency or high-volume traders. That said, Fineco Bank's zero deposit and withdrawal fees, combined with a $0 minimum deposit requirement matching CIMB Securities, keep its overall cost profile competitive.
Traders should weigh their expected trading volume carefully here — CIMB Securities may work out cheaper for frequent lot-based trading, while Fineco Bank's broader fee transparency and lack of hidden charges still make it attractive for most account types.
Fineco Bank equips traders with Proprietary Web, Proprietary Mobile, and its standout PowerDesk platform, a professional-grade desktop tool built for active traders who need deep order book visibility and advanced charting.
CIMB Securities counters with Proprietary Web, Proprietary Mobile, and iTrade, a platform oriented toward straightforward stock and index execution for regional investors.
Both platform suites cover the essentials, but Fineco Bank's PowerDesk gives it a more professional, feature-rich edge for traders who want institutional-style tools without upgrading to a separate terminal.
Fineco Bank offers access to six asset classes: Stocks, ETFs, CFDs, Forex, Crypto, and Indices. This breadth makes it a genuine one-stop shop for diversified portfolios spanning traditional and digital assets.
CIMB Securities covers four markets — Stocks, ETFs, Indices, and Forex — with no CFD or crypto access currently listed. This narrower scope may suit conservative investors but limits flexibility for those wanting exposure to derivatives or digital assets.
For traders who value variety and the ability to rotate between asset classes under one roof, Fineco Bank's six-market offering is a clear structural advantage.
CIMB Securities has the longer operating history, founded in 1978 and headquartered in Kuala Lumpur, Malaysia, giving it nearly five decades of regional banking and brokerage heritage.
Fineco Bank, founded in 1999 and based in Milan, Italy, is younger but has built a strong reputation as a hybrid bank-broker with pan-European regulatory recognition.
Longevity matters for trust, and CIMB Securities deserves credit here, but Fineco Bank's higher overall rating suggests its newer infrastructure and product stack have kept pace with — and in some areas surpassed — more established competitors.
Weighing regulation, fees, platforms, and market access together, Fineco Bank finishes ahead with a 3.5/5 rating versus CIMB Securities's 3.3/5. The deciding factors are Fineco Bank's extra regulatory licence, wider six-market product range, and professional PowerDesk platform.
CIMB Securities isn't a weak choice by any means — its rock-bottom $0.1/lot commission and near 50-year track record make it genuinely appealing for cost-conscious, region-focused investors in Southeast Asia.
Ultimately, traders wanting maximum flexibility and broader global market access should lean toward Fineco Bank, while those prioritizing low per-lot commissions and regional familiarity may find CIMB Securities a better fit.
The bottom line — category winners and our final pick based on ratings.
Fineco Bank edges out CIMB Securities overall based on our expert rating score.
Highest Rated
Fineco Bank
3.5 / 5 / 5
Category winners
Overall winner
Based on overall expert rating (3.5/5).
Better for beginners
Stronger onboarding and educational resources.
Lower trading costs
More competitive spreads and baseline commissions.
Stronger regulation
Higher trust based on tier-1 regulatory oversight.
Risk warning: Trading CFDs and forex involves significant risk of loss and is not suitable for all investors. Please consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.