FM
Fusion Markets
3.6 / 5Score: 2 / 3
Zero-dollar entry, tier-1 regulation, and six asset classes on professional-grade platforms — built for traders who want more for less.
- Min deposit
- $0
- Max leverage
- 1:500
- Spread from
- 0 pips
- Regulators
- ASIC
Reviewed by Experts Updated 10/20/2026
Fusion Markets vs M1 Finance: Which Broker Wins in 2026?
Fusion Markets and M1 Finance serve very different trading audiences, but when measured head-to-head on fees, regulation, and accessibility, one platform pulls ahead. Our research gives Fusion Markets a 3.6/5 rating compared to M1 Finance's 3.2/5. Here's exactly why — and who each broker still makes sense for.
MF
M1 Finance
3.2 / 5Score: 1 / 3
Commission-free stock investing made simple for hands-off, long-term U.S. investors.
- Min deposit
- $100
- Max leverage
- 1:2
- Spread from
- 0 pips
- Regulators
- SEC
Overall Winner
Fusion Markets
Best for Beginners
Fusion Markets
Lowest Fees
Fusion Markets
Top Regulation
Fusion Markets
Side-by-side comparison
Core features compared head-to-head.
| Feature | FM Fusion Markets | MF M1 Finance |
|---|---|---|
| Overview | ||
| Rating | 3.6 / 5 | 3.2 / 5 |
| Founded | 2017 | 2015 |
| Headquarters | Melbourne, Australia | Chicago, USA |
| Regulation | ASIC | SEC |
| Fees & Limits | ||
| Min Deposit | $0 | $100 |
| Spreads From | 0 pips | 0 pips |
| Commission | $2.25/lot | None |
| Max Leverage | 1:500 | 1:2 |
| Platforms & Markets | ||
| Trading Platforms | MT4, MT5, TradingView | Proprietary Web, Proprietary Mobile |
| Markets Offered | Forex, Cfd, Stocks, Indices, Commodities, Crypto | Stocks, Indices |
Trading & non-trading fees
Min Deposit
Fusion Markets
$0
M1 Finance
$100
Spreads From
Fusion Markets
0 pips
M1 Finance
0 pips
Commission
Fusion Markets
$2.25/lot
M1 Finance
None
Deposit Fees
Fusion Markets
None
M1 Finance
None
Withdrawal Fees
Fusion Markets
None
M1 Finance
None
Pros & cons
FM
Fusion Markets
Pros
- No minimum deposit required, making it highly accessible to new traders
- Higher overall rating of 3.6/5 based on our independent research
- Significantly higher maximum leverage of up to 1:500
- Broader market access across six distinct asset classes
- Industry-standard platform support including MT4, MT5, and TradingView
- Transparent, competitive commission structure for active traders
- Strong tier-1 ASIC regulatory oversight
Cons
- High leverage carries increased risk for inexperienced traders
- Commission-based pricing may be less intuitive for casual investors
- Narrower long-term investing tools compared to dedicated stock platforms
- Newer company (founded 2017) with a shorter track record than some competitors
- No proprietary platform option for traders who prefer an all-in-one branded app
MF
M1 Finance
Pros
- No per-trade commission on stock and ETF investing
- Longer operating history, established since 2015
- Simple, beginner-friendly proprietary platform experience
- Reputable SEC regulatory framework
- No deposit or withdrawal fees charged
Cons
- Higher minimum deposit requirement of $100
- Very limited leverage, capped at just 1:2
- Narrow market access limited to stocks and indices only
- No support for MT4, MT5, or TradingView platforms
- Lower overall rating of 3.2/5 based on our independent research
Our expert verdict
Editor's verdict
Overall winner Fusion Markets
Lowest fees Fusion Markets
Best regulation Fusion Markets
Better for beginners Fusion Markets
Fusion Markets is our top pick overall, earning a 3.6/5 on our rating scale versus M1 Finance's 3.2/5. It wins on cost structure with a $0 minimum deposit and tight 0-pip spreads, offers far higher leverage up to 1:500, and supports a broader range of markets including forex, CFDs, stocks, indices, commodities, and crypto through industry-standard platforms like MT4, MT5, and TradingView. M1 Finance remains a credible, SEC-regulated alternative for U.S.-based investors who specifically want a commission-free, buy-and-hold style stock investing app, but it falls short for active traders due to its minimal leverage, narrower market selection, and higher $100 minimum deposit.
Regulation & Safety
Fusion Markets is regulated by ASIC (Australian Securities and Investments Commission), a well-respected tier-1 regulator known for strict capital adequacy and client fund segregation rules. This gives forex and CFD traders a strong layer of protection when trading leveraged products.
M1 Finance operates under SEC oversight in the United States, which is appropriate given its focus on long-term stock and ETF investing rather than leveraged derivatives trading. Both regulatory regimes are considered tier-1 and reputable in their respective jurisdictions.
The key distinction isn't regulatory strength but regulatory scope — Fusion Markets' ASIC license covers a much wider product suite including forex and crypto CFDs, while M1 Finance's SEC registration is tailored strictly to equities and ETF brokerage activity.
Fees, Spreads & Commissions
Both brokers advertise spreads starting from 0 pips, but the overall cost picture differs once you factor in commissions and account minimums. Fusion Markets charges a transparent $2.25 per lot commission on its raw spread accounts, a competitive rate for active forex and CFD traders.
M1 Finance charges no per-trade commission at all, which suits passive investors making infrequent stock purchases. However, this model is less relevant for traders who need tight, volume-based pricing on frequently traded instruments like currency pairs.
Neither broker charges deposit or withdrawal fees, which is a welcome point of parity. Where Fusion Markets pulls ahead decisively is accessibility — a $0 minimum deposit versus M1 Finance's $100 requirement makes Fusion Markets easier for newer or smaller-capital traders to get started.
Trading Platforms & Tools
Fusion Markets supports the industry-standard MetaTrader 4, MetaTrader 5, and TradingView platforms. This trio gives traders access to advanced charting, algorithmic trading via Expert Advisors, custom indicators, and a huge library of third-party tools and signals.
M1 Finance relies solely on its own proprietary web and mobile platforms. These are clean, beginner-friendly, and well-suited to automated 'pie'-based portfolio investing, but they lack the depth of technical analysis and automation tools that active traders expect.
For traders who value flexibility, backtesting, and multi-device charting continuity, Fusion Markets' platform lineup is significantly more capable. M1 Finance's simplicity is a feature for passive investors but a limitation for anyone trading more actively.
Market Access & Leverage
Fusion Markets offers access to six asset classes: forex, CFDs, stocks, indices, commodities, and crypto, with leverage up to 1:500 on eligible accounts. This breadth makes it suitable for diversified trading strategies across multiple markets from one account.
M1 Finance is limited to stocks and indices, with leverage capped at just 1:2 through its margin investing feature. This reflects its design as a long-term investing app rather than a leveraged trading platform.
Traders who want exposure to currencies, commodities, or crypto will find M1 Finance's offering too narrow, while Fusion Markets caters to both short-term traders and multi-asset portfolio builders.
Company Background & Trustworthiness
Fusion Markets was founded in 2017 and is headquartered in Melbourne, Australia. Despite being the newer of the two brokers, it has built a reputation around transparent, low-cost pricing and has scaled quickly within the retail forex space.
M1 Finance, founded in 2015 and based in Chicago, USA, has a slightly longer operating history and has carved out a loyal following among passive U.S. investors who like its automated investing approach.
Both companies are established enough to be considered reliable choices in their respective niches, though Fusion Markets' broader regulatory footprint and product suite give it an edge for traders seeking one platform to cover multiple markets.
Our Verdict
Weighing all criteria together, Fusion Markets earns the higher overall rating of 3.6/5 compared to M1 Finance's 3.2/5. It wins on cost accessibility, leverage, platform choice, and market breadth, making it the stronger all-around pick for most traders in 2026.
M1 Finance still holds genuine appeal for a specific audience — U.S.-based, buy-and-hold investors who want commission-free stock and ETF investing without the complexity of leveraged trading. If that describes your goals, M1 Finance remains a sound choice.
For everyone else, particularly those interested in forex, CFDs, or multi-asset trading with professional-grade platforms, Fusion Markets offers the more complete and cost-effective package.
Verdict summary
The bottom line — category winners and our final pick based on ratings.
Editor's verdict
Fusion Markets wins overall
Fusion Markets edges out M1 Finance overall based on our expert rating score.
FM
Highest Rated
Fusion Markets
3.6 / 5 / 5
Category winners
Overall winner
Based on overall expert rating (3.6/5).
Fusion MarketsBetter for beginners
Stronger onboarding and educational resources.
Fusion MarketsLower trading costs
More competitive spreads and baseline commissions.
Fusion MarketsStronger regulation
Higher trust based on tier-1 regulatory oversight.
Fusion Markets
Frequently asked questions
Based on our independent research, Fusion Markets achieves a higher overall rating of 3.6/5 compared to M1 Finance's 3.2/5. Fusion Markets wins on accessibility, leverage, and market breadth, though M1 Finance remains a solid niche choice for passive U.S. stock investors. Review the full head-to-head breakdown above to see which factors matter most for your trading style.
Fusion Markets advertises spreads from 0 pips alongside a transparent $2.25 per lot commission, while M1 Finance also offers spreads from 0 pips but charges no per-trade commission at all. The right choice depends on your trading frequency — active traders often benefit from Fusion Markets' structure, while infrequent investors may prefer M1 Finance's commission-free model.
Fusion Markets has no minimum deposit requirement, letting traders start with any amount they're comfortable with. M1 Finance requires a $100 minimum deposit to open an account, which is a meaningful barrier for traders with limited starting capital.
Fusion Markets is regulated by ASIC in Australia, while M1 Finance operates under SEC oversight in the United States. Both are considered reputable tier-1 regulators, though their scope differs — ASIC oversees Fusion Markets' forex and CFD offerings, while the SEC governs M1 Finance's stock and ETF brokerage services.
Fusion Markets supports MetaTrader 4, MetaTrader 5, and TradingView, giving traders access to advanced charting, automation, and a wide ecosystem of third-party tools. M1 Finance instead offers only its own proprietary web and mobile platforms, which are simpler but lack the depth of technical analysis features found in Fusion Markets' platform suite.
Yes, there's nothing stopping you from holding accounts at both brokers simultaneously. Many traders diversify across multiple platforms to access different markets and tools — for example, using Fusion Markets for forex and CFD trading while using M1 Finance for long-term U.S. stock investing.
Fusion Markets offers significantly broader market access, covering forex, CFDs, stocks, indices, commodities, and crypto across six total asset classes. M1 Finance is limited strictly to stocks and indices, making it a narrower choice for traders who want diversified exposure across multiple asset types.
Fusion Markets offers leverage of up to 1:500 on eligible accounts, which is substantial compared to M1 Finance's capped margin leverage of just 1:2. This makes Fusion Markets far more suited to traders using leveraged forex or CFD strategies, while M1 Finance's limited leverage reflects its focus on traditional long-term stock investing.
Fusion Markets is generally the stronger choice for beginners thanks to its $0 minimum deposit, user-friendly platform options, and transparent fee structure. M1 Finance can still suit beginner investors specifically interested in a simple, hands-off approach to U.S. stock investing without needing leverage or advanced charting tools.
Risk warning: Trading CFDs and forex involves significant risk of loss and is not suitable for all investors. Please consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.