Brokers Profile
Reviewed by Experts Updated 11/2/2026

Rakuten Securities vs Bestinvest: Which Broker Wins in 2026?

Rakuten Securities and Bestinvest both offer commission-free trading with no minimum deposit, but they diverge sharply on market access, platform variety, and leverage. Our research gives Rakuten Securities the edge overall, though Bestinvest remains a credible option for UK-focused investors.

OVERALL WINNER
RS

Rakuten Securities

3.4 / 5Score: 1 / 2

A Tokyo-based multi-asset powerhouse offering stocks, forex, crypto and more under one roof with zero commissions.

Min deposit
$0
Max leverage
1:3
Spread from
0 pips
Regulators
FSA
B

Bestinvest

3.2 / 5Score: 1 / 2

A long-established London investment platform built for straightforward stock and ETF investing under FCA oversight.

Min deposit
$0
Max leverage
1:1
Spread from
0 pips
Regulators
FCA
Overall Winner
Rakuten Securities
Best for Beginners
Rakuten Securities
Lowest Fees
Rakuten Securities
Top Regulation
Rakuten Securities

Side-by-side comparison

Core features compared head-to-head.

Feature
RS
Rakuten Securities
B
Bestinvest
Overview
Rating3.4 / 53.2 / 5
Founded19991986
HeadquartersTokyo, JapanLondon, UK
RegulationFSAFCA
Fees & Limits
Min Deposit$0$0
Spreads From0 pips0 pips
CommissionNoneNone
Max Leverage1:31:1
Platforms & Markets
Trading PlatformsProprietary Web, Proprietary Mobile, MarketSpeed IIProprietary Web, Proprietary Mobile
Markets OfferedStocks, Etf, Crypto, Forex, IndicesStocks, Etf

Trading & non-trading fees

Min Deposit

Rakuten Securities

$0

Bestinvest

$0

Spreads From

Rakuten Securities

0 pips

Bestinvest

0 pips

Commission

Rakuten Securities

None

Bestinvest

None

Deposit Fees

Rakuten Securities

None

Bestinvest

None

Withdrawal Fees

Rakuten Securities

None

Bestinvest

None

Pros & cons

RS

Rakuten Securities

Pros

  • Broader market access across five distinct asset classes
  • Higher overall satisfaction rating at 3.4 out of 5
  • Supports leverage up to 1:3 for more flexible position sizing
  • Three platform choices including a professional-grade terminal
  • No minimum deposit required to open an account
  • Backed by the well-capitalized Rakuten Group ecosystem

Cons

  • Leverage still relatively low compared to some international forex brokers
  • Regulated only under FSA, lacking multi-jurisdictional licensing
  • Platform interface may feel geared toward Japanese-market conventions for new international users
  • Crypto offering may not match dedicated crypto exchanges in depth
B

Bestinvest

Pros

  • Long operating history since 1986 builds institutional trust
  • Regulated by the highly respected FCA
  • No minimum deposit required to start investing
  • Transparent fee structure with no hidden deposit or withdrawal costs
  • Simple, uncluttered platform suited to new investors

Cons

  • Limited to just stocks and ETFs with no forex, crypto, or indices access
  • No meaningful leverage offered, capped at 1:1
  • Fewer platform options compared to competitors
  • Lower overall rating at 3.2 out of 5
  • Lacks a dedicated professional-grade trading terminal

Our expert verdict

Editor's verdict

Overall winner Rakuten Securities
Lowest fees Rakuten Securities
Best regulation Rakuten Securities
Better for beginners Rakuten Securities

Rakuten Securities is our recommended pick in this comparison, earning a 3.4/5 overall rating versus Bestinvest's 3.2/5. Rakuten Securities pulls ahead thanks to broader market coverage spanning stocks, ETFs, crypto, forex, and indices, plus a wider platform lineup that includes the proprietary MarketSpeed II terminal. Bestinvest still holds appeal for traders who specifically want FCA oversight or Bestinvest's UK-centric investment platform, but for most traders seeking versatility and value, Rakuten Securities offers the stronger overall package.

Regulation & Safety

Rakuten Securities is regulated by Japan's Financial Services Agency (FSA), a strict regulator known for rigorous oversight of brokerage capital requirements and client asset segregation. This gives Japanese and international clients confidence that funds are protected under a well-established legal framework.

Bestinvest, on the other hand, operates under the UK's Financial Conduct Authority (FCA), one of the most respected financial regulators globally. The FCA enforces strong investor protection standards, including participation in the Financial Services Compensation Scheme (FSCS) for eligible UK clients.

Both regulators are considered tier-1 authorities, so neither broker poses an elevated regulatory risk. The choice here often comes down to jurisdictional preference — traders based in Asia may lean toward FSA oversight, while UK-based investors may prioritize FCA protections.

Fees, Spreads & Commissions

Both brokers advertise spreads starting from 0 pips and charge no trading commissions, making them competitively priced at first glance. Neither platform charges deposit or withdrawal fees, which is a meaningful advantage for cost-conscious traders moving funds in and out frequently.

Where the two diverge is in overall market access relative to cost. Rakuten Securities offers a broader range of tradable instruments for the same fee structure, effectively delivering more value per dollar traded.

Minimum deposit requirements are identical at $0 for both brokers, removing barriers to entry for beginner investors. This makes both platforms accessible, but the deeper value proposition still favors Rakuten Securities given its wider scope.

Trading Platforms & Tools

Rakuten Securities supports three platforms: a Proprietary Web interface, a Proprietary Mobile app, and the dedicated MarketSpeed II terminal, which is popular among active traders for its advanced charting and order execution speed.

Bestinvest offers a more streamlined experience with just a Proprietary Web platform and a Proprietary Mobile app. This is sufficient for long-term investors but may feel limited for active traders wanting professional-grade tools.

The extra platform option at Rakuten Securities, particularly MarketSpeed II, gives it a clear edge for traders who value flexibility in how they analyze markets and place trades across devices.

Market Access & Instruments

This is one of the most decisive differentiators in the matchup. Rakuten Securities provides access to stocks, ETFs, crypto, forex, and indices — a genuinely diversified offering that suits traders wanting to build a multi-asset portfolio under one account.

Bestinvest, in contrast, focuses narrowly on stocks and ETFs. This is a reasonable fit for traditional buy-and-hold investors but leaves little room for those wanting exposure to forex, crypto, or index derivatives.

Leverage also differs meaningfully: Rakuten Securities offers up to 1:3, while Bestinvest caps out at 1:1 (effectively no leverage). Active or margin-oriented traders will find Rakuten Securities far more accommodating.

Company Background & Trust

Bestinvest has the longer operating history, founded in 1986 in London, giving it nearly four decades of market presence and a well-established reputation among UK retail investors.

Rakuten Securities was founded in 1999 and is headquartered in Tokyo, backed by the broader Rakuten Group ecosystem, which lends significant financial and technological resources to its brokerage arm.

While Bestinvest's longevity is a point in its favor, Rakuten Securities' backing by a major global conglomerate and its broader product suite suggest strong institutional stability as well.

Our Verdict

Weighing all factors, Rakuten Securities earns the higher overall rating at 3.4/5 compared to Bestinvest's 3.2/5, driven primarily by its broader market selection, extra platform options, and higher available leverage.

Bestinvest remains a sensible choice for conservative, UK-based investors who want straightforward stock and ETF exposure under FCA regulation without the complexity of margin trading or multi-asset platforms.

For traders seeking versatility, more tools, and a one-stop multi-asset brokerage experience, Rakuten Securities is the stronger overall package in 2026.

Verdict summary

The bottom line — category winners and our final pick based on ratings.

Editor's verdict

Rakuten Securities wins overall

Rakuten Securities edges out Bestinvest overall based on our expert rating score.

RS

Highest Rated

Rakuten Securities

3.4 / 5 / 5

Category winners

  • Overall winner

    Based on overall expert rating (3.4/5).

    Rakuten Securities
  • Better for beginners

    Stronger onboarding and educational resources.

    Rakuten Securities
  • Lower trading costs

    More competitive spreads and baseline commissions.

    Rakuten Securities
  • Stronger regulation

    Higher trust based on tier-1 regulatory oversight.

    Rakuten Securities

Frequently asked questions

Risk warning: Trading CFDs and forex involves significant risk of loss and is not suitable for all investors. Please consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

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