RS
Rakuten Securities
3.4 / 5Score: 2 / 3
Zero minimum deposit meets five asset classes under one of Asia's most established brokerages.
- Min deposit
- $0
- Max leverage
- 1:3
- Spread from
- 0 pips
- Regulators
- FSA
Reviewed by Experts Updated 10/18/2026
Rakuten Securities vs Moneybox: Which Broker Wins in 2026?
Rakuten Securities and Moneybox both cater to cost-conscious investors, but only one delivers a stronger all-around package in 2026. Our research puts Rakuten Securities ahead with a 3.4/5 rating versus Moneybox's 3.2/5. Here's the full breakdown of fees, regulation, platforms, and markets to help you decide.
M
Moneybox
3.2 / 5Score: 1 / 3
A simple, FCA-regulated mobile platform built for straightforward stock and ETF investing.
- Min deposit
- $1
- Max leverage
- 1:1
- Spread from
- 0 pips
- Regulators
- FCA
Our #1 Pick Right Now: AvaTrade
Same category, top-tier regulation, and it's currently accepting new traders.
See What Makes It Different Overall Winner
Rakuten Securities
Best for Beginners
Rakuten Securities
Lowest Fees
Rakuten Securities
Top Regulation
Rakuten Securities
Side-by-side comparison
Core features compared head-to-head.
| Feature | RS Rakuten Securities | M Moneybox |
|---|---|---|
| Overview | ||
| Rating | 3.4 / 5 | 3.2 / 5 |
| Founded | 1999 | 2015 |
| Headquarters | Tokyo, Japan | London, UK |
| Regulation | FSA | FCA |
| Fees & Limits | ||
| Min Deposit | $0 | $1 |
| Spreads From | 0 pips | 0 pips |
| Commission | None | None |
| Max Leverage | 1:3 | 1:1 |
| Platforms & Markets | ||
| Trading Platforms | Proprietary Web, Proprietary Mobile, MarketSpeed II | Proprietary Mobile, Proprietary Web |
| Markets Offered | Stocks, Etf, Crypto, Forex, Indices | Etf, Stocks |
Trading & non-trading fees
Min Deposit
Rakuten Securities
$0
Moneybox
$1
Spreads From
Rakuten Securities
0 pips
Moneybox
0 pips
Commission
Rakuten Securities
None
Moneybox
None
Deposit Fees
Rakuten Securities
None
Moneybox
None
Withdrawal Fees
Rakuten Securities
None
Moneybox
None
Pros & cons
RS
Rakuten Securities
Pros
- Highest overall rating in this comparison at 3.4/5
- No minimum deposit makes it accessible to traders of any budget
- Broader market coverage spanning stocks, ETFs, crypto, forex, and indices
- Higher available leverage of up to 1:3
- Three distinct platform options including a dedicated desktop terminal
- Long operating history dating back to 1999
- No commissions, deposit fees, or withdrawal fees
Cons
- Leverage remains low at 1:3 compared to offshore forex-focused brokers
- FSA regulation covers Japan-based oversight, which may feel less familiar to Western traders
- MarketSpeed II may have a steeper learning curve for casual investors
- Platform interfaces may not be fully optimized for non-Japanese-speaking users
M
Moneybox
Pros
- Regulated by the well-respected FCA
- Low minimum deposit of just $1
- No commissions, deposit fees, or withdrawal fees
- Straightforward mobile app suited to beginner and passive investors
- Clean, simple platform experience without overwhelming tools
Cons
- Lower overall rating of 3.2/5 compared to Rakuten Securities
- Limited market access with only stocks and ETFs available
- No leverage offered, capping flexibility for active traders
- Smaller platform lineup with no dedicated desktop terminal
- Shorter operating history, founded in 2015 versus more established competitors
Our expert verdict
Editor's verdict
Overall winner Rakuten Securities
Lowest fees Rakuten Securities
Best regulation Rakuten Securities
Better for beginners Rakuten Securities
Rakuten Securities takes the win in this matchup, scoring 3.4/5 on our rating system compared to Moneybox's 3.2/5. It offers a $0 minimum deposit, zero commissions, broader market access across five asset classes, and higher leverage of up to 1:3. Moneybox remains a credible, FCA-regulated alternative for UK-based stock and ETF investors who want a simple mobile-first experience, but Rakuten Securities' lower barrier to entry and wider platform suite make it the stronger overall choice for most traders.
Regulation & Safety
Rakuten Securities is regulated by Japan's Financial Services Agency (FSA), a strict regulator overseeing one of the world's largest retail trading markets. Founded in 1999 and headquartered in Tokyo, the firm has over two decades of operating history under this regulatory framework.
Moneybox operates under the UK's Financial Conduct Authority (FCA), also a well-respected regulator with strong investor protection standards. However, Moneybox is a newer entrant, founded in 2015, giving it a shorter operating track record than Rakuten Securities.
Both regulators offer comparable investor protections, so neither broker carries meaningfully higher regulatory risk. On our independent rating system, Rakuten Securities edges ahead here largely due to its longer operating history and established presence in a major financial hub.
Fees, Spreads & Commissions
Both brokers advertise spreads starting from 0 pips and charge no trading commissions, making them competitive on headline pricing. Neither broker imposes deposit or withdrawal fees, which is a welcome feature for cost-sensitive traders moving funds in and out of their accounts.
The real differentiator is account accessibility. Rakuten Securities requires no minimum deposit at all, letting new investors start trading with whatever capital they have available.
Moneybox, by contrast, requires a $1 minimum deposit. While this is still a low barrier compared to many traditional brokers, it's a small but notable gap when stacked against Rakuten Securities' $0 threshold.
Platforms & Trading Tools
Rakuten Securities provides a more robust platform lineup, including a Proprietary Web platform, a Proprietary Mobile app, and its dedicated MarketSpeed II desktop terminal built for more active, data-driven traders.
Moneybox keeps things simpler with a Proprietary Mobile app and a Proprietary Web platform, reflecting its positioning as a straightforward, app-first investing service rather than a tool for active traders.
For investors who want advanced charting, order types, or a desktop-grade trading experience, Rakuten Securities' MarketSpeed II gives it a clear edge. Moneybox's streamlined approach will appeal more to casual, long-term investors who prioritize simplicity over depth.
Market Access & Leverage
Rakuten Securities offers access to five market categories: stocks, ETFs, crypto, forex, and indices. This breadth allows traders to diversify across asset classes from a single account.
Moneybox is more limited in scope, covering only ETFs and stocks. This makes it a reasonable fit for passive, buy-and-hold investors, but it won't satisfy traders looking to branch into forex, crypto, or index trading.
On leverage, Rakuten Securities offers up to 1:3, while Moneybox caps out at 1:1 (no leverage). Traders seeking any form of margin flexibility will find Rakuten Securities the more capable option, though both leverage levels remain conservative compared to offshore forex brokers.
Account Accessibility for Beginners
Minimum deposit requirements often matter most to newer traders testing the waters. Rakuten Securities' $0 minimum removes virtually all financial barriers to opening an account.
Moneybox's $1 minimum is still beginner-friendly in absolute terms, but it doesn't quite match the zero-barrier entry that Rakuten Securities provides.
Combined with its wider market selection and more advanced platform options, Rakuten Securities is better positioned to grow with a beginner as their trading needs evolve over time.
Our Verdict
Rakuten Securities earns the win in this comparison, scoring 3.4/5 against Moneybox's 3.2/5 on our proprietary rating system. It wins on minimum deposit, leverage, market variety, and platform depth, while matching Moneybox on spreads and commission-free trading.
Moneybox isn't a weak option by any means — its FCA regulation, simple mobile app, and zero-commission ETF and stock trading make it a solid pick for UK-based passive investors. But for traders wanting broader market access, more trading tools, and a lower-cost entry point, Rakuten Securities is the stronger all-around package.
Verdict summary
The bottom line — category winners and our final pick based on ratings.
Editor's verdict
Rakuten Securities wins overall
Rakuten Securities edges out Moneybox overall based on our expert rating score.
RS
Highest Rated
Rakuten Securities
3.4 / 5 / 5
Category winners
Overall winner
Based on overall expert rating (3.4/5).
Rakuten SecuritiesBetter for beginners
Stronger onboarding and educational resources.
Rakuten SecuritiesLower trading costs
More competitive spreads and baseline commissions.
Rakuten SecuritiesStronger regulation
Higher trust based on tier-1 regulatory oversight.
Rakuten Securities
Frequently asked questions
Based on our independent rating system, Rakuten Securities scores 3.4 out of 5, edging out Moneybox's 3.2 out of 5. Rakuten Securities performs better on minimum deposit, market variety, and leverage, though Moneybox remains a solid choice for UK-focused passive investors. Your ideal pick ultimately depends on which markets and platform style suit your trading goals.
Both brokers offer spreads from 0 pips and charge no trading commissions, deposit fees, or withdrawal fees, making them equally competitive on headline costs. The key difference lies in account accessibility, since Rakuten Securities requires no minimum deposit while Moneybox asks for a small $1 minimum.
Rakuten Securities has a $0 minimum deposit requirement, meaning you can open an account without committing any upfront capital. Moneybox requires a modest $1 minimum deposit, which is still considered very low compared to traditional brokerage standards.
Rakuten Securities is regulated by Japan's Financial Services Agency (FSA), while Moneybox is overseen by the UK's Financial Conduct Authority (FCA). Both are reputable regulators with strong investor protection frameworks, though Rakuten Securities benefits from a longer operating history dating back to 1999.
Rakuten Securities offers a broader platform suite including a Proprietary Web platform, Proprietary Mobile app, and the advanced MarketSpeed II desktop terminal. Moneybox keeps things simpler with just a Proprietary Mobile app and Proprietary Web platform, aimed at casual investors.
Rakuten Securities supports five market categories: stocks, ETFs, crypto, forex, and indices, offering significant diversification potential. Moneybox is more limited, covering only stocks and ETFs, making it better suited to passive, long-term investors rather than active multi-asset traders.
Rakuten Securities offers leverage of up to 1:3, giving traders modest flexibility for margin-based positions. Moneybox does not offer leverage, operating strictly on a 1:1 basis, which aligns with its focus on straightforward stock and ETF investing.
Yes, there's nothing stopping you from holding accounts at both brokers simultaneously. Many investors diversify across multiple platforms to take advantage of different market access, fee structures, and regional regulatory protections.
Rakuten Securities is generally the stronger pick for beginners thanks to its $0 minimum deposit, zero commissions, and wide market selection that can grow with a trader's evolving needs. Moneybox is also beginner-friendly with its simple app and low $1 minimum, but its narrower market access may limit long-term flexibility.
Rakuten Securities scores higher because it combines a $0 minimum deposit, broader market access across five asset classes, higher leverage, and a more extensive platform lineup including MarketSpeed II. These factors collectively outweigh Moneybox's strengths in simplicity and FCA regulation within our rating methodology.
Risk warning: Trading CFDs and forex involves significant risk of loss and is not suitable for all investors. Please consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.